1. Information We Collect

We collect information necessary to deliver and improve our services, including:

• Personal details: Name, address, contact information, date of birth, gender, and identification documents (e.g., ID card, passport).

• Financial information: Bank details, transaction history, income verification, and credit score data.

• Technical information: IP address, device ID, browser type, cookies, and location data.

• Usage data: Activities on our platform, preferences, and feedback.

2. How We Use Your Information

We use your information to:

• Verify your identity and comply with KYC/AML regulations.

• Process loan, investment, and savings applications.

• Communicate updates, offers, and account alerts.

• Analyze data to enhance user experience and platform performance.

• Ensure compliance with legal and regulatory obligations.

3. Data Sharing and Disclosure

We may share your data with:

• Licensed financial partners, payment processors, and investment custodians.

• Regulatory authorities as required by law.

• Third-party service providers under strict confidentiality agreements.
  We do not sell your data to marketers or third parties.

4. Data Retention

Your information is retained for as long as necessary to fulfill the purposes outlined above or as required by law (typically 5–7 years).

5. Your Rights

You have the right to:

• Access, correct, or delete your personal information.

• Withdraw consent for non-essential data use.

• Request data portability.

• Lodge a complaint with a recognized data protection authority.

6. Cookies

We use cookies to enhance usability and analytics. You can manage or disable cookies via your browser settings.

7. International Data Transfers

Data may be transferred to or stored in regions with equivalent data protection standards. We ensure adequate safeguards, including encryption and data processing agreements.

8. Contact Us

legal@quickcredpal.com
www.app.quickcredpal.com/contact/